Elizabeth Moser is a current employee of Aetna, health insurance company. We were happy to have her come and speak to our group on health insurance. She described there are two categories of employer health plans. One plan was geared for small businesses which pay a premium to the insurance company; the other plan, geared more to larger employers, is called a stop loss plan in which the employer would cover all claims up to a specific maximum, and the insurance would cover all expenses in excess of that amount.
With the new administration is office in 2009, we discussed some of the changes that are planned to restructure health insurance industry.
All throughout this presentation, Elizabeth responded to our specific questions based on our personal experiences with health insurance.
